I have a question.. My mom just had someone withdraw $400 from her bank account from an ATM in SoCal, but her card was not stolen. Is it possible for someone to pull money out of an ATM without a card? Her bank isn’t open on the weekends (of course, ughhh), but we were able to block the card via an automated service through the bank. But will that even really help if the thief doesn’t have a physical card? wtf? I can see people using credit card numbers to make online purchases (which has happened) but this is weird.
Most likely, what happened is that the person used a card reader attached to an ATM or from a store’s machine (the ATM attachment is more likely) and used the information to produce a counterfeit card with the same data on it. So, yes, it is possible, and cancelling the card is exactly the right thing to do because the ATM thinks it’s your card. Hopefully, the bank will restore your $400 to you, but I don’t know about that.